Mortgages

Invest in a London property now or later?

Property has always been considered and nearly always proved to be the most stable and sustainable investment an individual can make. However, we are not living in the same world as a month ago. We have been saddened and shocked by the unfolding events and our thoughts are with the people most directly affected. Just as we have seen recently with other global tragedies and disruptions such as Covid-19 and...

What will be the UK house price growth for 2022?

With so much instability in both pandemic and the economy, it’s understandable that forecasts from the experts vary, but what appears to be the common expectation is that due to a lack of stock and the likely increase in interest rates, sales and property values will slow down from record sales and property values of 8-10% across the country.  It is important to remember that certain unprecedented...

Do your tenants need a ‘breathing space’ to repay debts?

Debt is an endless nightmare which is going to disturb your dreams until you do the right thing...How to get back on the right truck? How to be real with yourself and face the problems?We suggest you to seat down, cut the budget and suck it up! However, you do not have to do it yourself because the government comes to the rescue!As the country continues on the way to recovery from the pandemic crisis, and...

Why should you sell in spring?

"Spring: a lovely reminder of how beautiful change can truly be."                                                                                                                                 ~UnknownSpring brings a breath of fresh air into our lives, we are more willing to change something in our lifestyle.Whether it's just a haircut or a...

London’s Post-Lockdown Mini-Boom

Britain and England’s capital is seeing a mini-boom since lockdown restrictions have eased. Homeowners are now reevaluating their situations, lifestyle, and preferred locations. Clear proof that the market is moving again is in the figures; according to Rightmove, the average property in Britain is reaching £320,265 this month – the highest figure since the site started its report in 2001. This new...

Are you struggling to pay your mortgage?

Don’t panic, we’re here to help! What’s available? These are unprecedented times for absolutely everyone, everywhere! We are all having to change the way we live, work and generally function. This is true of individuals and businesses alike. The mortgage market is no exception and like every other industry, it has been completely shaken up. What has been acknowledged by the lenders is a great...

Mortgage Interest Rate Options

Mortgage Interest Rate Options: For both repayment and interest-only mortgages, there is a variety of ways in which interest can be charged to the mortgage account. For instance, some lenders charge interest on an annual basis, some on a monthly basis, and some on a daily basis. Generally, it is the lender who decides how interest is charged, although this may vary between different mortgage products....

Why Buying a Property in the UK is Challenging

Buying a home, whether in Uk or anywhere in the world, is an exciting and self-fulfilling life event everyone should cherish. However, this is not always the case because of the several challenges involved in buying a home. These challenges affect everyone regardless if you’re a first-time property buyer or not. Studies have shown that more than 50% of home buyers experience obstacles in the home buying...

Is 2020 the year to buy your home in North London?

It is understandable when inexperienced or first-time buyers are reluctant to enter the property market given the uncertainty surrounding the circus that is Brexit. This has seen the number of sales in the capital fall by a quarter over the past three years. Zoopla, one of the countries leading property directories and sources of the housing market data data suggests the slump in house price growth may be...

Is now the right time to buy property in London?

Lottie Bodilly has just bought her first home. After months of searching, the 25-year-old, together with her partner, Jackson, has found a large two-bedroom apartment in a Victorian building in Streatham, south-west London. The couple completed last Friday. The price: just under £500,000.  “The vendors had a lot of interest and we had to go to sealed bids,” says Bodilly, a web publishing...

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